Thursday, November 29, 2012
Pending HOMES SALES rise in the South per Realtor.com
Pending homes sale on the rise per Realtor.com com. Especially in the SOUTH. Great news. Home prices are great, interest rates are great. Now is the time to buy a home. Why rent when you can purhcase a home for the same amount of money? Log on HERE to see homes for sale in Pensacola, Florida and surrounding areas.
Tuesday, November 27, 2012
Monday, November 26, 2012
Thursday, November 22, 2012
Wednesday, November 21, 2012
Sunday, November 18, 2012
Great home for SALE in FOX RUN with Screened Pool
I am looking for a great home can you help me out? A great home for sale in Fox Run with screened pool. Click here to watch the video and then click here to see the home and all the details.
Saturday, November 17, 2012
WHAT IS THE DIFFERENCE IN A SHORT SALES AND FORECLOSURE?
I WANT TO KNOW MORE ABOUT SHORT SALES AND FORECLOSURES. WHAT IS THE DIFFERENCE BETWEEN A SHORT SALE AND A FORECLOSURE? CAN I GET A LOAN WITH A FORECLOSURE? HOW LONG DOES A SHORT SALE TAKE? WILL THE BANK TAKE LESS MONEY FOR A FORECLOSURE THAN THE LIST PRICE? WATCH THIS VIDEO FOR MORE INFORMATION ON SHORT SALES AND FORECLOSURES!
Click on this link to view short sales and foreclsoures in Pensacola, Florida. Bargin homes for SALE in Florida.
Are you upside down on your MORTGAGE? What now..
Are you UPSIDE down on your mortgage? So the answer is what now? What if I have not paid my mortgage in 3 months? What if I have not missed a payment yet can I do a short sale? When I call me lender I get the run around. I need help and I don't know where to turn. Can anyone out there help me? The answer is yes. The new Fannie and Freddie rules effective November 1 will approve short sales for borrowers who can document specified hardships: the death of a borrower or co-borrower, divorce or legal seperation, illness or disability, or a move of more than 50 miles to get a new job. For these borrowers you will not have to get approval FIRST which should speed up the process. Log on here www.dianesellspensacolahomes.com I can help you. Call today and as a short sale specialist and certified CDPE I can help you.
Wednesday, November 14, 2012
Short Sales ~ CDPE Certified Learn the latest form ~ Fannie and Freddie
New guidelines for Short Sales. Hopefully they will take less time and the process can start before you are deliquent on payments. As a Realtor who has closed allot of short sales I am now hoping especially for our MILITARY who are be based to another duty station and is under water can start the short sale process before they move and become deliquent.
If you don't know a short sale, a home is sold for less than the amount owed and the lender generally agrees to forgive the remaining balance. They can send you a 1099 and tax you on the difference of what is owed and what they agree to accept in the short sale.
Today, Fannie and Freddie approve short sales only for borrowers who are delinquent on their payments.
Under the new rules, Fannie and Freddie will approve short sales for borrowers who can document specified hardships: the death of a borrower or co-borrower, divorce or legal separation, illness or disability, or a move of more than 50 miles to get a new job. For borrowers who meet these rules, servicers will not have to get approval from Fannie Mae or Freddie Mac before approving the short sale, which should speed up the process. Borrowers who are current on their payments and unemployed might qualify for a short sale, but it would need to be approved by Fannie or Freddie; servicers couldn't do it automatically.
Fannie and Freddie also will expedite short sales for borrowers who are at least 90 days delinquent on their payments and have a Fico credit score below 620. These borrowers will no longer have to document a financial hardship, and servicers will no longer have to get approval from Fannie or Freddie.
If there is a second mortgage on the home, the owner of the second mortgage must agree to the short sale before it can go through. They often will in exchange for a payment, but the negotiation takes time. To speed it up, under the new rules, servicers can offer a flat, take-it-or-leave-it payment equal to 100 percent of the second mortgage up to $6,000. They can't ask homeowners to kick in more.
If you have questions on short sales or need assitance in doing a short sale log on to my website at www.dianesellspensacolahomes.com.
Saturday, November 10, 2012
Homes for Sale in Pensacola, Florida, Florida Real Estate
Great home for sale in Pensacola, Florida 1312 Houndchase Cir in FoxRun Sub-division. Three bedroom, 2 bathrooms, Atrium, Bonus room, outdoor atrium, study/office with french doors, two-sided fireplace and a fireplace in the master bedroom. In ground screened pool and two large decks that are screened in as well solar heated. Great home. Just click anywhere to see the youtube video of the home. You can click here to see all homes for sale in Pensacola, Florida.
Thursday, November 8, 2012
Wednesday, November 7, 2012
Tuesday, November 6, 2012
Saturday, November 3, 2012
MORTGAGE INSURERS WON'T STAND IN THE WAY OF SHORT SALES
Friday, November 2, 2012
First Time Homebuyer Program in Pensacola, Florida- Real Estate for Sale in Florida
First Time homebuyer program. Watch this short video that gives you all the details then log on to my website at www.dianesellspensacolahomes.com or call me direclty at 850-232-5854. Let's start your seacrh for that new home today. See you soon. Diane
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